Do you own a business? We have special programs for all kinds of businesses, retail and wholesale. Our commercial lines department can help you. We have programs for contractors, manufacturers, wholesalers, restaurants, property owners and the marine trades industry as well as any other business you may have. With our expertise we can advise you on any of your business insurance needs, from property, liability, auto, bonding, worker's compensation and disability coverage. From small retail to large accounts, we cover it all.





Did you know... that if you suffer a building loss local bylaws may require that you rebuild to higher standards? This would result in unanticipated additional expenditures.

Consider additional coverage for:

  • The increased cost of construction

  • The undamaged portion of the building (if it must be torn down to rebuild) which would not otherwise be insured.

  • Demolition and debris removal costs
  •  Created by: Design Team NY